Impact of gender and governance on microfinance efficiency

dc.citation.volume53
dc.contributor.authorBibi UB
dc.contributor.authorOzer-Balli H
dc.contributor.authorMatthews CM
dc.contributor.authorTripe DT
dc.date.available2018-03
dc.date.issued2018-03
dc.description
dc.description.abstractThis study examines the efficiency of South Asian microfinance institutions (MFIs) using Data Envelopment Analysis. Bias corrected efficiency estimates for the individual MFIs are regressed on a set of explanatory variables (including governance and gender) employing the double bootstrap truncated regression approach (Simar & Wilson, 2007) and panel data regression. First stage results suggest that South Asian MFIs are more financially efficient than socially efficient. More precisely, we find that these MFIs are technically inefficient but scale efficient, and that there was some improvement in financial efficiency over time. The relatively low average efficiency scores show that there is quite a bit of variation in microfinance efficiency. Second stage regression reveals that female loan officers are positive determinants of MFIs’ efficiency. We find a strong association between a MFI’s governance and its financial and social efficiency.
dc.description.publication-statusPublished
dc.format.extent307 - 319
dc.identifierhttp://gateway.webofknowledge.com/gateway/Gateway.cgi?GWVersion=2&SrcApp=PARTNER_APP&SrcAuth=LinksAMR&KeyUT=WOS:000426316100015&DestLinkType=FullRecord&DestApp=ALL_WOS&UsrCustomerID=c5bb3b2499afac691c2e3c1a83ef6fef
dc.identifier.citationJOURNAL OF INTERNATIONAL FINANCIAL MARKETS INSTITUTIONS & MONEY, 2018, 53 pp. 307 - 319
dc.identifier.doi10.1016/j.intfin.2017.12.008
dc.identifier.elements-id398312
dc.identifier.harvestedMassey_Dark
dc.identifier.issn1042-4431
dc.publisherElsevier
dc.relation.isPartOfJOURNAL OF INTERNATIONAL FINANCIAL MARKETS INSTITUTIONS & MONEY
dc.rightsCreative Commons Attribution Non-Commercial No Derivatives License
dc.subjectMicrofinance institutions
dc.subjectEfficiency
dc.subjectData envelopment analysis
dc.subjectDouble bootstrap
dc.subject.anzsrc1402 Applied Economics
dc.subject.anzsrc1502 Banking, Finance and Investment
dc.titleImpact of gender and governance on microfinance efficiency
dc.typeJournal article
pubs.notesNot known
pubs.organisational-group/Massey University
pubs.organisational-group/Massey University/Massey Business School
pubs.organisational-group/Massey University/Massey Business School/PVC's Office - Massey Business School
pubs.organisational-group/Massey University/Massey Business School/School of Economics and Finance
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