Fintech Credit and Bank Efficiency: International Evidence
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Date
2021-08-17
Open Access Location
Journal Title
Journal ISSN
Volume Title
Publisher
MDPI (Basel, Switzerland)
Rights
(c) 2021 The Author/s
CC BY 4.0
CC BY 4.0
Abstract
The expansion of fintech credit around the world is challenging the global banking system. This study investigates the interrelationships between the development of fintech credit and the efficiency of banking systems in 80 countries from 2013 to 2017. The findings indicate a two-way relationship between them. More specifically, a negative relationship between bank efficiency and fintech credit implies that fintech credit is more developed in countries with less efficient banking systems. Meanwhile, a positive impact of fintech credit on the efficiency of banking systems suggests that fintech credit may serve as a wake-up call to the banking system. Therefore, fintech credit should be encouraged by the authorities around the world.
Description
Keywords
epithelial–mesenchymal interaction, human dental pulp stem cells, hyaluronic acid, hydrogel, soft lithography, tooth development
Citation
Park S, Huang NWY, Wong CXY, Pan J, Albakr L, Gu J, Kang L. (2021). Microstructured Hyaluronic Acid Hydrogel for Tooth Germ Bioengineering.. Gels. 7. 3. (pp. 123-).